So that $37 was a couple chicken shawarma wraps in January, and once in February I ate my purse snacks way too quickly and we ended up stopping at a little coffee shop (not a chain) for a toasted bagel (no butter because I don't even trust that it's really butter and not margarine...) with a fried egg and cheddar cheese (and it was good).
At first, we were just talking and said we should cut it down to once a week. But after a few weeks of that it dawned on us that that would still be 52 times a year...
Neither of us found that personally acceptable. (So glad we agree on this stuff!!) And checking the online banking is way less guilt-inducing, now! Win-win-win-win...(infinite wins)!
Anyway, please don't think I'm bragging or being judgemental of how anyone else does anything, but this was a personal goal we set for ourselves and we're killing it and I just wanted to share that.
And, obviously, I'm still a total amateur and I make a lot of mistakes...
but I'm learning as I go, and it's been fulfilling. ^-^